Spendesk combines company cards, expenses, invoices, and budgets into one spend management platform. See features, plans, and pricing details.
Spendesk is a spend management platform built to give finance teams a single system for controlling how a company spends money. It combines company payment cards, expense reimbursement, supplier invoice payment, budget management, and approval workflows rather than treating each of those as a separate tool.
The company was founded in 2016 within the Paris startup studio eFounders and is headquartered in Paris, France, with offices in London, Berlin, Hamburg, and San Francisco. Spendesk has grown into a mid-sized European fintech company with roughly 300 employees as of 2026.
Spendesk is primarily aimed at mid-market and enterprise finance teams that need better visibility and control over company spending across multiple departments, entities, or countries.
Spendesk provides unlimited physical and virtual company cards, automated receipt capture with OCR, real-time budget monitoring, multi-entity spend workflows for companies with several legal entities, and SSO and SAML integration for enterprise identity management. Optional add-on modules extend the platform into procure-to-pay and accounts payable automation.
Spendesk does not publish fixed pricing. The platform uses a two-part pricing model: a fixed monthly subscription fee for access to the chosen platform plan, plus a variable fee based on transaction volume such as card purchases, invoice payments, and expense claims. Businesses must request a custom quote tailored to their size and usage.
Spendesk is used by finance teams to manage company cards, expense reimbursements, invoice payments, and budgets in one platform.
Spendesk does not publish fixed pricing. It combines a fixed monthly subscription fee with variable transaction-based fees, and pricing is provided as a custom quote.
Spendesk was founded in 2016 within the Paris-based startup studio eFounders.
Spendesk is headquartered in Paris, France, with additional offices in London, Berlin, Hamburg, and San Francisco.
Yes, Spendesk offers multi-entity workflows for companies operating across multiple legal entities or countries.
Yes, Spendesk issues unlimited physical and virtual company cards with built-in spend controls.
Spendesk is primarily positioned for mid-market and enterprise finance teams rather than very small businesses, though smaller teams can still use its Foundations plan.
Spendesk offers HR and ERP integrations as part of its Business tier add-ons, along with SSO and SAML support.