Airwallex offers multi-currency business accounts, global payments, spend management, and embedded finance APIs for international companies.
Airwallex is a fintech platform that gives businesses global financial infrastructure in one place: multi-currency accounts, international payments, corporate cards, spend management, billing, and embedded finance APIs. Rather than relying on separate banks and payment providers for each currency or market, businesses can hold funds in 20+ currencies and move money to 200+ countries from a single account.
Founded in 2015 in Melbourne, Australia, Airwallex is now dual-headquartered in Singapore and San Francisco, and reports serving more than 200,000 businesses globally, including Xero, Canva, Rippling, and Qantas.
Airwallex's core offering spans five areas: Business Accounts for holding and receiving funds in multiple currencies; Spend Management with unlimited multi-currency corporate cards, approval workflows, and bill pay; Payments tools for checkout and eCommerce integrations; Billing for invoicing and subscription management; and Platform APIs that let other companies embed payments, payouts, and card issuing into their own products.
Higher-tier plans add automation, including an AI expense policy agent and rules-based workflows for expense and bill approvals.
Airwallex offers three plans: the free Explore plan for basic global accounts and cards, the Grow plan at $12/user/month plus a platform fee for advanced spend controls, and the custom-priced Accelerate plan for large enterprises with multi-entity needs.
On top of subscription fees, Airwallex charges transaction-based fees: roughly 0.5% above interbank FX rates for major currencies, $15-$25 for SWIFT transfers, and 2.8%-4.3% plus $0.30 for card transactions depending on card type.
No. Airwallex is a fintech/payments company that partners with regulated financial institutions to hold and safeguard customer funds, rather than being a bank itself in most jurisdictions.
Yes, the Explore plan is free and includes global accounts, multi-currency corporate cards for up to 10 users, and batch transfers to 120+ countries.
Airwallex supports holding and receiving funds in 20+ currencies and sending transfers to 200+ countries and regions.
Yes, Airwallex's Platform APIs let businesses build embedded financial products, including payouts, connected accounts, and card issuing.
Yes, Airwallex has iOS and Android apps for managing accounts, cards, and transfers on the go.