Mollie review 2026: a European payment service provider with pay-per-transaction pricing and no monthly fees. Features, fees, and top alternatives.
Mollie is a European payment service provider that lets businesses accept online and in-person payments through a single API and dashboard, covering dozens of payment methods across the region. Founded in Amsterdam in 2004, Mollie is licensed by De Nederlandsche Bank and now serves more than 200,000 businesses.
The company has raised over $1 billion in funding, including an $800 million Series C in 2024 led by Blackstone Growth at a roughly $6.5 billion valuation, and now employs over 1,000 people across offices throughout Europe.
Mollie's core product is a unified checkout that supports major card networks alongside local European methods like iDEAL, SEPA Direct Debit, SEPA Bank Transfer, Klarna, Apple Pay, and Google Pay, all through a single integration. It offers plugins for common e-commerce platforms like Shopify, WooCommerce, and Magento, along with a developer-friendly API.
Beyond checkout, Mollie supports subscription and recurring billing, fraud prevention, multi-currency settlement, detailed reporting and reconciliation, and payment splitting for marketplaces and platforms with multiple vendors.
Mollie uses transparent, pay-per-transaction pricing with no monthly account fees for standard online payments and no lock-in contracts. Card payments from EEA consumers start around 0.25 EUR plus 1.8%, while iDEAL and SEPA Direct Debit carry their own flat or blended rates.
For in-person payments, Mollie offers a free pay-as-you-go tier alongside a 20 EUR per month Pro plan with lower transaction rates and a one-year commitment. Larger businesses processing over 100,000 EUR monthly can access custom volume pricing, and qualifying startups may get waived fees on early processing volume.
Mollie is used by businesses to accept online and in-person payments across dozens of European and international payment methods through a single API and dashboard.
Mollie charges pay-per-transaction fees that vary by method, for example around 0.25 EUR plus 1.8% for EEA consumer card payments and a flat fee for iDEAL, with no monthly account fee on the standard online plan.
Mollie is headquartered in Amsterdam and focuses primarily on European payment methods and merchants, though it also supports international card payments and cross-border transactions.
Mollie was founded in Amsterdam in 2004 and is licensed as a payment institution by De Nederlandsche Bank, the Dutch central bank.
Yes, Mollie provides tools for recurring and subscription billing in addition to one-off payments.
Mollie, Stripe, and Adyen are all payment service providers; Mollie is particularly strong for European local payment methods like iDEAL and markets itself on transparent per-transaction pricing with no monthly fees, while Stripe and Adyen offer broader global reach and more extensive platform tooling.