Adyen is an Amsterdam-based enterprise payments platform offering unified payment processing, payouts, and embedded finance for global businesses.
Adyen is a Dutch fintech company, founded in 2006 and headquartered in Amsterdam, that provides a single platform for businesses to accept payments, manage payouts, and move money globally. The company is publicly traded on Euronext Amsterdam and operates from offices in roughly 29 locations worldwide with more than 4,500 employees.
The platform is built for large-scale, global commerce, combining payment acceptance, risk management, and embedded finance products into one integration rather than requiring separate vendors for each function.
Adyen supports payment acceptance across online, in-app, and point-of-sale channels through a single integration, with more than 200 local payment methods and support for 150+ currencies. It also offers embedded finance capabilities such as card issuing, business accounts, and capital/lending, along with global payouts, fraud and risk management tools, and real-time data insights.
Adyen holds banking licenses in the US, UK, and EU, and reports 99.999% historical platform uptime, positioning itself for merchants that need enterprise-grade reliability and compliance.
Adyen uses a usage-based, pay-per-transaction pricing model with no setup, monthly, or account closure fees. Merchants pay a fixed processing fee of $0.13 per transaction plus a variable fee that depends on the payment method used — for example, card payments use Interchange++ pricing plus roughly 0.60%, while methods like Alipay, WeChat Pay, or buy-now-pay-later services carry different variable rates. Custom pricing is negotiable for larger merchants, and there is no free plan.
Yes, Adyen is listed on Euronext Amsterdam (ADYEN).
Adyen charges per transaction: a fixed fee of $0.13 plus a variable fee that depends on the payment method, with no monthly or setup fees.
Yes, Adyen supports 150+ currencies and 200+ local payment methods.
Adyen is primarily built for large, global enterprises rather than small businesses, though its usage-based pricing has no fixed monthly cost.