Cognito Forms vs Microsoft Forms vs Zoho Forms

Microsoft Forms is the natural choice for organizations already paying for Microsoft 365, given its native Excel, Teams, and SharePoint integration and…

Cognito Forms

Freemium · From Free (Pro from $19.20/month billed annually)

Best for: Small businesses needing a standalone free form builder with conditional logic, calculations, and payment collection.

Microsoft Forms

Freemium · From Free

Best for: Organizations already on Microsoft 365 that want forms and quizzes tightly integrated with Excel, Teams, and SharePoint.

Zoho Forms

freemium · From $0

Best for: Teams wanting workflow automation, offline mobile data collection, and a wide integration ecosystem.

At a Glance

 Cognito FormsMicrosoft FormsZoho Forms
Primary categoryFormsFormsForms
RatingNot documentedNot documentedNot documented
Pricing modelFreemiumFreemiumfreemium
Starting priceFree (Pro from $19.20/month billed annually)Free$0
Free planYesYesYes
Free trialNot documentedNot documentedNot documented
PlatformsWebWebNot documented
Team collaborationNot documentedNot documentedNot documented
AI featuresNot documentedNot documentedYes
Public APIYesNot documentedNot documented

Standout Differences

Bundled free with Microsoft 365

Microsoft Forms comes at no extra cost with any Microsoft 365 or Office 365 subscription and includes automatic quiz grading, making it a strong default for schools and organizations already inside the Microsoft ecosystem.

Microsoft Forms

No payment collection on Microsoft Forms

Unlike Cognito Forms and Zoho Forms, Microsoft Forms does not support collecting payments directly through a form, which rules it out for registration or order forms that need to charge respondents.

Microsoft Forms, Cognito Forms, Zoho Forms

Zoho Forms leads on integration breadth

Zoho Forms supports offline mobile data collection with geolocation and QR scanning plus more than 150 integrations, ahead of both Cognito Forms and Microsoft Forms on ecosystem reach outside their respective home platforms.

Zoho Forms

Cognito Forms keeps logic and payments in one free tier

Cognito Forms combines conditional logic, cost calculations, and payment acceptance in a plan that is free forever, without requiring a Microsoft 365 subscription or a Zoho ecosystem buy-in.

Cognito Forms

Feature-by-Feature

Core Building

FeatureCognito FormsMicrosoft FormsZoho Forms
Conditional logic or branchingAvailableAvailableNot documented
Payment collectionAvailableUnavailableAvailable
Automatic quiz gradingNot documentedAvailableNot documented

Compliance and Data

FeatureCognito FormsMicrosoft FormsZoho Forms
HIPAA-compliant configurationAvailableNot documentedAvailable
Offline mobile data collectionNot documentedNot documentedAvailable

Integrations and Access

FeatureCognito FormsMicrosoft FormsZoho Forms
Permanent free planAvailableAvailableAvailable
Native productivity-suite integrationUnavailableAvailableAvailable
Third-party integration breadthLimitedLimitedAvailable

Pricing Compared

Starting price reflects the lowest paid tier, not the full cost for every team size or usage level.

Cognito Forms

Individual — Free N/A
Pro — $24/month ($19.20/month billed annually) Monthly or annual
Team — $49/month ($39.20/month billed annually) Monthly or annual
Enterprise — $174/month ($129.60/month billed annually) Monthly or annual

Microsoft Forms

Free Personal — Free N/A
Microsoft 365 Personal — ~$6-$10/month Monthly
Microsoft 365 Apps for Business / Education — Included in Microsoft 365 business/education licensing Monthly or annual

Zoho Forms

Free — $0 n/a
Basic — $10 monthly
Standard — $25 monthly
Professional — $50 monthly
Premium — $90 monthly

Pros & Cons

Cognito Forms

Pros

  • Genuinely usable free plan with unlimited forms and payment acceptance, not just a trial
  • Conditional logic and calculations rival more expensive form tools without requiring code
  • Built-in payment processing simplifies registration and order forms
  • HIPAA-compliant configuration available for healthcare and sensitive-data use cases

Cons

  • Entry volume and storage limits scale with price, which can force upgrades for growing organizations
  • Higher-end collaboration features (client portal, approvals, SSO) are locked to Team and Enterprise tiers
  • Guest user allowances are capped even on paid plans
  • Smaller integration ecosystem compared to larger form/survey platforms

Microsoft Forms

Pros

  • Included at no extra cost with any Microsoft 365 or Office 365 subscription
  • Deep native integration with Excel, Teams, SharePoint, and Power Automate
  • Automatic quiz grading makes it a strong fit for schools already on Microsoft 365
  • Simple, low-friction interface for building quick surveys and forms
  • GDPR-compliant, supporting deployment across European organizations

Cons

  • Free personal plan is capped at 200 responses per form
  • Limited to eight question types compared to more flexible dedicated survey tools
  • No custom branding on lower-tier plans
  • No advanced analytics, open-text sentiment analysis, or offline data collection
  • No dedicated customer support channel

Zoho Forms

Pros

  • Free-forever plan available for basic form building needs
  • Workflow automation and approvals go beyond simple survey tools
  • Offline mobile data collection with geolocation and QR code scanning
  • Wide integration ecosystem, including Salesforce and Google Sheets
  • HIPAA compliance available for healthcare and regulated use cases

Cons

  • HIPAA compliance is limited to the top-tier Premium plan at 90 dollars per month
  • Approval workflows and multi-user access require at least the Standard plan
  • Submission limits on lower plans may not suit high-volume form use
  • Full value depends on pairing with other Zoho apps for advanced workflows

Use Cases

Choose Cognito Forms: Small businesses needing a standalone free form builder with conditional logic, calculations, and payment collection.
Choose Microsoft Forms: Organizations already on Microsoft 365 that want forms and quizzes tightly integrated with Excel, Teams, and SharePoint.
Choose Zoho Forms: Teams wanting workflow automation, offline mobile data collection, and a wide integration ecosystem.

Cognito Forms

  • Event registration with payment — An organization builds a registration form with conditional pricing logic and collects payment directly through the form.
  • Healthcare intake forms — A clinic uses HIPAA-compliant form configuration to collect patient intake information securely.

Microsoft Forms

  • Classroom quizzes and assessments — Teachers create auto-graded quizzes that push directly into Teams assignments, replacing the need for a separate quiz tool.
  • Employee and event feedback surveys — Organizations collect feedback or event registrations with responses flowing directly into Excel for reporting.
  • Automated workflow triggers — Teams use form submissions to kick off Power Automate workflows, such as approval routing or SharePoint list updates.

Zoho Forms

  • Customer and lead data collection — Building forms to capture leads, customer feedback, or registration details and route them into a CRM or spreadsheet.
  • Internal approval workflows — Automating multi-step approval processes such as leave requests or purchase approvals using conditional logic.
  • Field and offline data collection — Gathering data on-site with geolocation tagging and QR code scanning, even without an internet connection.

Frequently Asked Questions

Is Microsoft Forms free to use?

Yes, it is included at no extra cost with any Microsoft 365 or Office 365 subscription, and it also has a limited free personal plan capped at 200 responses per form.

Which of these three supports automatic quiz grading?

Microsoft Forms, which is a common reason schools already on Microsoft 365 choose it for quizzes and assessments.

Which has the widest integration ecosystem?

Zoho Forms, with more than 150 integrations, ahead of Cognito Forms' Zapier and webhook integrations and Microsoft Forms' Power Automate and SharePoint focus.

Can I collect payments through Microsoft Forms?

No, Microsoft Forms does not support payment collection, unlike Cognito Forms and Zoho Forms, which both accept payments directly through forms.

Which is best for collecting data offline in the field?

Zoho Forms, with offline mobile data collection including geolocation and QR code scanning.

Is HIPAA compliance available on any of these?

Yes, on Cognito Forms Enterprise and Zoho Forms Premium. HIPAA compliance is not documented for Microsoft Forms.

Read the full Cognito Forms review · Read the full Microsoft Forms review · Read the full Zoho Forms review