Cozy Cloud is a French personal cloud for files, photos, and banking data. Compare 2026 pricing, features, GDPR privacy, pros, and cons.
Category
Cloud Storage
Pricing
Freemium, monthly-only subscription tiers based on storage capacity, with no annual billing option, from Free plan with 5 GB storage; paid storage starts at 2.99 EUR per month for 50 GB
Verified
Not yet
Last updated
July 19, 2026
Founded
2012
Headquarters
Paris region, France (Suresnes, Ile-de-France)
What Is Cozy Cloud
Cozy Cloud is more than a file storage service. Alongside general file storage and sharing, it bundles automatic photo backup, contact management, and banking data aggregation into a single personal cloud account, with the goal of consolidating a user's personal data footprint in one privacy-respecting platform.
The platform supports Konnectors and mini-apps that pull in data from external services such as bank accounts, bills, and other providers, letting users build out a broader personal data hub over time rather than only storing files.
Privacy, GDPR, and French Hosting
Cozy Cloud is a French company that hosts data exclusively on servers located in France, including infrastructure from OVHcloud, which allows it to market itself as a GDPR-native, data-sovereign alternative to major US cloud providers.
It is important to note that Cozy Cloud is not a zero-knowledge service and does not encrypt files at rest by default, which distinguishes it from some privacy-first storage competitors that offer end-to-end encryption as a core feature.
Cozy Cloud Pricing
Cozy Cloud offers a free tier with 5 GB of storage, and paid storage plans at 2.99 EUR per month for 50 GB and 9.90 EUR per month for 1 TB. All paid plans are billed monthly, with no discounted annual billing option available.
Key Features
France-hosted personal cloud storage — Files, photos, and documents are stored exclusively on servers located in France, supporting GDPR compliance and data sovereignty.
Automatic mobile photo backup — The Cozy mobile app automatically backs up photos from a user's device into their personal cloud storage.
Banking data aggregation — Connects to bank accounts to aggregate transaction and balance data into a unified personal finance view within the platform.
Contact and file management — Centralizes contacts and files alongside other personal data modules in a single account.
Konnectors and mini-app marketplace — Supports native and third-party Konnectors that extend the platform into bill collection, document management, and household administration.
Free and low-cost storage tiers — Offers a free 5 GB tier and affordable paid storage tiers at 50 GB and 1 TB, billed monthly.
GDPR-oriented data handling — As a French company hosting exclusively in France, Cozy Cloud is designed around GDPR compliance from the ground up.
Open-source foundations — Cozy Cloud's platform has open-source components, reflecting its origins as a community-oriented personal cloud project.
Pros & Cons
Pros
Data hosted exclusively in France, appealing to privacy- and sovereignty-conscious users
Combines file storage, photo backup, contacts, and banking aggregation in one account
Free tier available with no cost for 5 GB of storage
GDPR-oriented design as a French company operating under EU data protection law
Cons
No annual billing discount; all paid plans are monthly only
Not a zero-knowledge service, and files are not encrypted at rest by default
Smaller company size and ecosystem compared to major global cloud storage providers
Storage tiers (50 GB, 1 TB) offer fewer intermediate options than some larger competitors
Primarily optimized for a French and European user base and banking integrations
Pricing
Free 0 EUR monthly
50 GB 2.99 EUR/month monthly
1 TB 9.90 EUR/month monthly
Frequently Asked Questions
What is Cozy Cloud used for
Cozy Cloud is used as a personal cloud for storing files and photos, aggregating banking data, managing contacts, and centralizing other personal data through its Konnector mini-app system.
Where is Cozy Cloud data hosted
Cozy Cloud hosts user data exclusively on servers located in France, including infrastructure from OVHcloud, supporting GDPR compliance and data sovereignty.
How much does Cozy Cloud cost
Cozy Cloud offers a free plan with 5 GB of storage, with paid plans at 2.99 EUR per month for 50 GB and 9.90 EUR per month for 1 TB, billed monthly only.
Is Cozy Cloud end-to-end encrypted
No, Cozy Cloud is not a zero-knowledge service and does not encrypt files at rest by default, unlike some privacy-focused storage competitors.
Does Cozy Cloud support automatic photo backup
Yes, the Cozy mobile app can automatically back up photos from a user's device to their personal cloud storage.
Can Cozy Cloud aggregate bank account data
Yes, Cozy Cloud supports banking data aggregation through Konnectors that connect to bank accounts to pull transaction and balance information into the platform.
When was Cozy Cloud founded
Cozy Cloud was founded in 2012 and is headquartered in the Paris region of France.
Is there an annual billing discount for Cozy Cloud
No, Cozy Cloud only offers monthly billing for its paid storage plans; there is no discounted annual option.